Welcome to WV Living

How much can I borrow?

Not many first time buyers have the money to buy their new home outright. So you will need to apply for a mortgage.

Use our handy Mortgage Calculator to find out an estimate of how much you will be able to borrow.

Mortgage Calculator

Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

This information is computer-generated and has only been designed to give a useful general indication of costs. It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors.

How much you can borrow will be determined by your income (or joint income if you are buying your property with your partner). Your credit history and outgoings will also play a part in how much you will be able to borrow.

Again, the Help to Buy Equity Loan or Help to Buy: Shared Ownership Scheme may be the solution you are looking for.

Frequently asked questions

A selection of answers to frequently asked questions about buying your own home.