Welcome to WV Living

How much can I borrow?

Not many first time buyers have the money to buy their new home outright. So you will need to apply for a mortgage.

Use our handy Mortgage Calculator to find out an estimate of how much you will be able to borrow.

Mortgage Calculator

How much you can borrow will be determined by your income (or joint income if you are buying your property with your partner). Your credit history and outgoings will also play a part in how much you will be able to borrow.

Again, the Help to Buy Equity Loan or Help to Buy: Shared Ownership Scheme may be the solution you are looking for.

Frequently asked questions

A selection of answers to frequently asked questions about buying your own home.